Expense Analytics
Expense analytics that answer 'where did it all go?'
Logging expenses is only half the value. The other half is analytics — turning that log into breakdowns and trends you can act on.
Balance builds those views automatically. As you track, it charts your spending by category, merchant, account and time, so insight is a tap away.
Free · No ads · Made in India · Android (iOS coming soon)
The breakdowns you get
- Category breakdown — where the biggest chunks go
- Merchant view — which places add up over a month
- Account view — spending split across cards, wallets and cash
- Time trends — daily, monthly and all-time comparisons
From numbers to decisions
Analytics matter when they change behaviour. Seeing that delivery is your top merchant, or that subscriptions crept up 20% this quarter, is what prompts a real adjustment.
Balance pairs the charts with Roast Mode nudges, so a spike doesn't just sit in a graph — it reaches you when it's still worth acting on.
Frequently asked questions
What can I break my spending down by?
By category, merchant, account, and time period (daily, monthly and all-time). You can drill into any of them to see the underlying transactions.
Is Balance really free?
Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.
Can I export my data?
Yes. You can export everything to CSV at any time, and you can delete your account and all backups from within the app.
Keep exploring
Start understanding your money with Balance.
Free forever, no ads, no bank login. Join the waitlist and we'll send your invite.