An expense tracker that actually keeps you in the loop

What an expense tracker actually does

At its core, an expense tracker turns scattered spending into a clear record. Instead of guessing where your salary disappears, you get a running log you can search, sort and analyze.

Balance keeps that log honest without demanding much of you. You add transactions by scanning a bill or payment screenshot, or by typing them in. Each one lands in a category so your monthly picture builds itself.

• Capture expenses in seconds by scanning receipts
• Sort spending into 12 core categories, plus your own
• Track unlimited bank accounts, cards and wallets separately
• Review category, merchant and monthly breakdowns anytime

Automatic when you want it, manual when you don't

Many apps import your transactions by linking your bank. That needs your credentials and ongoing access to your accounts, and it still misses cash and split payments.

Balance never links your bank. On Android you can turn on automatic capture from the bank SMS alerts already on your phone. They're read on the device, and only the transaction details are kept. Or skip it and log by scanning or tapping. Logging a spend yourself has a bonus: it keeps you conscious of it, and that awareness is where the behaviour change happens.

Works in your currency, wherever you live

Balance supports 140+ currencies and picks yours from your phone's region the first time you open it, so amounts are formatted the way you're used to, whether that's dollars, pounds, euros, rupees, naira or shillings.

See spending three ways

• By category — food, transport, shopping, bills and more
• By merchant — which places quietly add up
• By time — daily, monthly and all-time trends

Track every kind of spend

Cash, card and mobile payments all go into the same clear picture. Scan a payment screenshot and Balance reads the details; drop in a cash spend manually so nothing slips through.

Because you decide what gets logged, the tracker reflects real life — including the spends automatic apps miss.

How the expense manager app works in Balance

• Capture expenses by scan or manual entry
• Balance categorises them and groups by merchant and account
• Set budgets and get nudges when you overspend
• Export to CSV anytime

Why Balance is a better expense manager app

• Analytics built in, no spreadsheet needed
• Roast Mode turns overspending into a nudge you'll remember
• No ads or data selling

Part of a complete, free tracker

Every Balance feature works together: scanned receipts feed analytics, bills and subscriptions feed your monthly plan, and Roast Mode nudges you when you drift. No ads, no bank login, optional on-device SMS capture, and CSV export whenever you want.