Safety & privacy
Is the Balance app safe to use?
Yes. Balance is designed so it never needs the things that make finance apps risky. It can't move money, it never asks for your bank or card password, and it doesn't link to your bank account.
Here's exactly what Balance can see, where it's stored, and what control you have over it.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
What Balance never asks for
- Bank login, net-banking or card PIN
- Permission to make payments or move money
- Access to your contacts
What Balance stores
The transactions you add or confirm: amount, merchant, date, category and account. Receipt images you scan are stored encrypted, and only you can open them. Your data is encrypted in transit and at rest and backed up to your account.
SMS and notifications: off unless you turn them on
On Android you can choose to let Balance pick up bank SMS alerts and payment notifications. They're read on your phone. Personal messages, OTPs and promotions are ignored, and the full message text never leaves your device. Only the transaction details are saved. You can switch it off in Settings at any time, and Balance works fully without it.
No ads, no data selling
Balance shows no ads and has no advertising SDKs. Your spending data isn't sold or shared for marketing. Our privacy policy lists every service that processes data on our behalf.
You can leave with everything
Export all your transactions to CSV in one tap. Delete your account from Settings and your transactions, receipts, profile and backups are erased.
Frequently asked questions
Does Balance connect to my bank?
No. Balance never asks for a bank login or net-banking credentials, and it never links to your bank account. You add transactions by scanning a receipt or payment screenshot, entering them manually, or, on Android, letting Balance pick them up from bank SMS alerts if you turn that on.
Does Balance read my SMS?
Only if you turn on automatic capture (Android). Balance then reads bank transaction alerts on your phone and ignores personal messages, OTPs and promotions. The full message text never leaves your device; only the amount, merchant, date and account are saved. You can turn it off anytime, and the app works fully without it.
Are there ads?
No. Balance shows no ads and uses no advertising SDKs or third-party trackers. Your spending data is never sold.
Can Balance access my bank account or make payments?
No. Balance has no connection to your bank and can't initiate any payment. It only records transactions you add or confirm.
How do I delete my Balance account?
Open Settings in the app and choose Delete account. It removes your transactions, receipts, profile and backups. You can also request deletion from balanceapp.in/account-deletion.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
