Privacy Policy

Introduction

Welcome to Balance ("Balance", "we", "our", or "us").

Your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your data when using the Balance mobile application and website.

By using Balance, you agree to this Privacy Policy.

Information We Collect

Account Information

When you create an account, we may collect:

• Name
• Email address
• Profile photo (if provided)
• Authentication provider information (Google Sign-In, Apple Sign-In)

Financial Information You Enter

Balance allows you to manually track personal finances. Information you may enter includes:

• Income
• Expenses
• Categories
• Notes
• Account balances
• Savings balances
• Credit card balances
• Fixed expenses
• Recurring bills
• Attachments and receipts

This information is provided by you solely for personal financial tracking.

Device Information

To improve reliability and security, we may collect:

• Device model
• Operating system version
• App version
• Device identifiers
• Crash reports
• Performance diagnostics

Usage Information

We may collect information about how the app is used, including:

• Features accessed
• Screens viewed
• App interactions
• Session information

This information helps improve product quality and user experience.

How We Use Your Information

We use information to:

• Provide and maintain the service
• Authenticate users
• Sync data across devices
• Improve app performance
• Fix bugs and crashes
• Respond to support requests
• Protect against abuse and fraud
• Comply with legal obligations

Data Storage

Your information may be stored securely on cloud infrastructure used by Balance.

We implement reasonable administrative, technical, and organizational safeguards to protect your data.

No method of transmission or storage is 100% secure, but we strive to use commercially acceptable means to protect your information.

Data Sharing

We do not sell your personal information.

We may share information only in the following circumstances:

Service Providers

We may use trusted third-party providers for:

• Authentication
• Cloud hosting
• Database services
• Analytics
• Crash reporting

These providers may access information only as necessary to perform services on our behalf.

Legal Requirements

We may disclose information if required by law, regulation, legal process, or governmental request.

Analytics

Balance may use analytics tools to understand app performance, feature usage, and stability. Analytics information is generally aggregated and used to improve the product.

Advertising

Balance may display advertisements in certain versions of the application. Advertising providers may collect limited device and usage information in accordance with their own privacy policies.

We do not sell your financial data to advertisers.

Data Retention

We retain your information for as long as your account remains active or as necessary to provide services and comply with legal obligations.

You may request deletion of your account at any time.

Account Deletion

You may delete your account from within the application settings or by contacting support. Upon deletion:

• Personal account information will be removed
• Financial records associated with your account will be deleted, subject to legal or operational requirements
• Some backup copies may remain temporarily for security and recovery purposes

Children's Privacy

Balance is not intended for children under the age of 13.

We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will take steps to remove it.

Your Rights

Depending on your location, you may have rights to:

• Access your data
• Correct inaccurate information
• Request deletion
• Export your data
• Withdraw consent where applicable

To exercise these rights, contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact:

Balance - Expense Tracker & Money Manager

Email: support@balanceapp.in

Website: balanceapp.in