Free Expense Tracker
A free expense tracker with nothing important behind a paywall
Plenty of apps call themselves free, then lock analytics, exports or extra accounts behind a subscription. Balance keeps the essentials free: tracking, categories, receipt scanning, analytics and CSV export all cost ₹0.
There are no ads and no data selling funding it either. It's simply a free way to understand your money.
Free · No ads · Made in India · Android (iOS coming soon)
What's included for free
- Unlimited expense and income tracking
- Receipt and UPI-screenshot scanning
- 12 core categories plus unlimited custom ones
- Analytics by category, merchant, account and time
- Unlimited accounts, cards and wallets
- One-tap CSV export of everything
How 'free' apps usually make money — and how Balance doesn't
Free finance apps typically monetize in one of three ways: showing ads, selling anonymized spending data, or gating useful features behind a subscription. Each one quietly works against you.
Balance avoids all three. No ad SDKs, no trackers, no data brokering, and no mandatory subscription for the core experience. That means the incentives stay aligned with helping you spend less, not with keeping you scrolling.
Free doesn't mean limited
You still get receipt OCR, offline-first capture, encrypted cloud receipt storage and full analytics. The free tier is the product, not a trial that expires.
| Feature | Typical 'free' app | Balance |
|---|---|---|
| Ads | Common | None |
| Sells spending data | Sometimes | |
| Analytics free | Often paywalled | |
| CSV export free | Often paywalled | |
| Unlimited accounts free | Often limited |
Frequently asked questions
Is Balance really free?
Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.
Are there ads?
No. Balance shows no ads and uses no advertising SDKs or third-party trackers. Your spending data is never sold.
Will there be a paid plan later?
The core expense tracking experience is free and stays free. If premium extras are ever introduced, the everyday essentials people rely on today won't be taken away.
Can I export my data?
Yes. You can export everything to CSV at any time, and you can delete your account and all backups from within the app.
Keep exploring
Start understanding your money with Balance.
Free forever, no ads, no bank login. Join the waitlist and we'll send your invite.