Buyer's Guide

The best free expense trackers, and the catch to watch for

Almost every tracker claims to be free. The real question is what's free — and what's quietly locked behind a subscription or funded by ads.

Here's how to judge free apps, and where Balance stands.

Get it onGoogle Play — Balance: Expense Tracker by Clarzen

Free · No ads · 140+ currencies · Android (iOS coming soon)

Balance - Expense Tracker by Clarzen on Google Play

How we chose

Rather than rank on brand, it's more useful to judge these apps on what actually affects daily use:

  • Does the free version expire, or is it a trial?
  • Is export free, or a premium feature?
  • Are there ads or data selling paying for it?
  • Are accounts or categories capped on the free tier?

Apps worth considering

Each of these fits a different kind of user — there's no single winner for everyone:

  • Balance — everyday tracking, automatic capture, bills and CSV export free to use; no ads
  • Monefy — free basics; sync and recurring need Pro
  • Goodbudget — free envelope tier with limits
  • Money Manager — free but ad-supported

Where Balance fits

Balance's free tier is the product, not a trial — analytics, receipt scanning and export are all included, funded without ads or data selling.

Frequently asked questions

Is Balance free?

Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.

Are there ads?

No. Balance shows no ads and uses no advertising SDKs or third-party trackers. Your spending data is never sold.

Can I export my data?

Yes. You can export everything to CSV at any time, and you can delete your account and all backups from within the app.

Keep exploring

Track every expense. Ask anything.

Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.