Made in India

An expense tracker made for India, not adapted to it

Most tracking apps are US products with a rupee sign bolted on. Balance is built in India for Indian spending — UPI, cash, cards and wallets — with categories and formatting that match everyday life here.

It's free, shows no ads, never asks for your bank login, and can log spends automatically from your bank SMS if you turn that on.

Get it onGoogle Play — Balance: Expense Tracker by Clarzen

Free · No ads · 140+ currencies · Android (iOS coming soon)

Balance - Expense Tracker by Clarzen on Google Play

Local by default

  • Everything in ₹, formatted the Indian way (lakhs and crores)
  • Scan UPI payment screenshots to log them fast
  • Categories that reflect Indian spending habits
  • Track cash, cards and wallets alongside UPI

Privacy that fits Indian concerns

Balance can read your bank SMS alerts to log spends automatically, but only if you turn it on. Messages are read on your phone, personal messages and OTPs are ignored, and only the transaction details are saved. There's no bank login at all.

What you get free in India

  • Unlimited ₹ expense and income tracking
  • UPI-screenshot and receipt scanning
  • Analytics by category, merchant and month
  • CSV export and unlimited accounts

No ads, because your money screen shouldn't sell you things

Ad-supported finance apps profile your behaviour to serve ads — right where you're trying to make careful decisions. Balance removes that entirely, so the free experience stays calm and private.

Frequently asked questions

Is Balance made for India?

Yes. It's built in India with rupee formatting, UPI-screenshot scanning and local spending categories, designed around how people here actually pay.

Does Balance connect to my bank?

No. Balance never asks for a bank login or net-banking credentials, and it never links to your bank account. You add transactions by scanning a receipt or payment screenshot, entering them manually, or, on Android, letting Balance pick them up from bank SMS alerts if you turn that on.

Is Balance free?

Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.

Are there ads?

No. Balance shows no ads and uses no advertising SDKs or third-party trackers. Your spending data is never sold.

Keep exploring

Track every expense. Ask anything.

Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.