Alternative
A free Moneyview alternative worth trying
If you're weighing up Moneyview, it helps to know exactly what it's good at and where it might not fit — before you switch.
This is an honest look at Moneyview, followed by where Balance is a strong free alternative and where Moneyview might still be the better call.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
What Moneyview is
An Indian app that began as an SMS-based expense tracker and now centres on lending.
What Moneyview does well
- Historically automatic expense tracking via SMS parsing
- India-focused, rupee-native
- Loan and credit products for those who want them
Pricing model
Free app; the business now largely revolves around lending/credit products.
Where it may fall short
- Its expense tracking has historically relied on reading SMS
- Product focus has shifted heavily toward loans
- Less emphasis on standalone budgeting analytics
Who should stick with Moneyview
Users who want SMS-based auto-tracking and are open to credit products.
Where Balance is a strong alternative
Balance is a free, ad-free expense tracker that works in 140+ currencies. Users who want automatic SMS tracking in a dedicated tracker, with messages read on their phone and no credit products.
It scans receipts and UPI screenshots, builds category and merchant analytics, never asks for a bank login, offers optional on-device SMS capture on Android, and works offline-first with an encrypted cloud backup.
Beyond Roast Mode's overspend nudges, you get a subscription and bill tracker with renewal reminders, home-screen widgets, multiple accounts and wallets, and one-tap CSV export.
Switching over
Balance doesn't import from Moneyview directly. The practical path is to start fresh from the beginning of a month — set up your accounts and categories, and begin scanning or logging spends. Because most people track forward rather than backfill, this is usually a clean, quick switch.
| Feature | Moneyview | Balance |
|---|---|---|
| Price | Free (monetized via lending) | Free to download and use |
| Ads | Loan-product prompts | None |
| Receipt / UPI screenshot scanning | ||
| Bank login / SMS access | Reads SMS (historically) | No bank login; SMS optional, on-device |
| Offline-first capture | ||
| Built for India (₹, UPI) |
Frequently asked questions
Is Balance a free Moneyview alternative?
Yes. Balance is free to download and use, with no ads, which makes it a good alternative if cost or ads are why you're leaving Moneyview.
Can I import my data from Moneyview?
There's no direct importer. Most people switch by starting fresh at the start of a month, setting up accounts and categories, and tracking forward from there.
What are some apps like Moneyview?
Popular apps like Moneyview include axio (formerly Walnut), ET Money. If you want something free with no ads, no bank login and UPI-screenshot scanning, Balance is built for exactly that.
Does Balance connect to my bank?
No. Balance never asks for a bank login or net-banking credentials, and it never links to your bank account. You add transactions by scanning a receipt or payment screenshot, entering them manually, or, on Android, letting Balance pick them up from bank SMS alerts if you turn that on.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
