UPI · India
A UPI expense tracker that reads your payment screenshots
UPI made paying frictionless — and made spending easy to lose track of. Balance helps you catch every UPI spend by scanning the payment screenshot you already have.
Point your camera at a GPay, PhonePe or Paytm confirmation screenshot and the OCR reads the merchant, amount and date. No SMS reading, no bank connection required.
Free · No ads · Made in India · Android (iOS coming soon)
How UPI tracking works in Balance
Balance does not plug into UPI apps or auto-import your transactions — and that's deliberate, because it avoids handing over deep access. Instead, you scan the payment screenshot, confirm the details, and it's logged and categorized in seconds.
- Scan UPI confirmation screenshots to capture spends
- OCR reads merchant, amount and date automatically
- Add cash spends manually so nothing is missed
- See UPI, cash and card together by category and month
Why not auto-import?
Auto-import needs SMS access or bank linking, which exposes far more than your spending. Scanning keeps you private and still fast, and it captures the split bills and cash payments automated feeds miss.
Frequently asked questions
Does Balance connect to GPay, PhonePe or Paytm?
No. Balance doesn't integrate with UPI apps or auto-import transactions. You capture UPI spends by scanning the payment screenshot, which keeps your accounts and messages private.
Can it read a UPI screenshot?
Yes. Scan a UPI payment confirmation and Balance's OCR reads the merchant, amount and date, then suggests a category to confirm.
Does Balance connect to my bank?
No. Balance never asks for a bank login, net-banking credentials, or SMS access. You add transactions yourself — by scanning a receipt or UPI screenshot, or entering them manually — so nothing sensitive is exposed.
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