Budget Tracker
A budget tracker built for real months, not perfect ones
A budget only works if you can see it slipping in time to react. Balance pairs budgeting with live expense tracking, so your plan and your reality sit side by side.
Set what you want to spend, log what you actually spend, and let the app show the gap before payday, not after.
Free · No ads · Made in India · Android (iOS coming soon)
Budgeting and tracking, together
- Set budgets for the categories that matter to you
- Plan around your salary and expected credit date
- Track fixed and recurring expenses automatically
- Watch category spend against budget through the month
A method that survives contact with real life
The 50/30/20 split — needs, wants, savings — is a solid starting point, and Balance's analytics make it easy to see how close you actually are. If a category runs hot, Roast Mode lets you know before it wrecks the month.
You can try the numbers first with our free budgeting calculators, then track against them in the app.
Frequently asked questions
Does Balance support the 50/30/20 rule?
You can set category budgets that reflect a 50/30/20 split (needs, wants, savings) and track against them. Our free calculator can work out those amounts from your income first.
Is Balance really free?
Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.
Does Balance connect to my bank?
No. Balance never asks for a bank login, net-banking credentials, or SMS access. You add transactions yourself — by scanning a receipt or UPI screenshot, or entering them manually — so nothing sensitive is exposed.
Keep exploring
Start understanding your money with Balance.
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