Personal Finance
A personal finance tracker that fits in your pocket
Personal finance doesn't have to mean spreadsheets and jargon. A good tracker answers three simple questions: what did I spend, where did it go, and how much is left?
Balance answers all three in one place — expenses, multiple accounts, budgets, recurring subscriptions and analytics — without ever touching your bank login.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
Everything in one honest view
- Expenses and income across every account you hold
- Budgets and fixed monthly expenses
- Subscription radar that flags recurring debits
- Analytics that show trends over days, months and all time
- Salary planning so you can allocate before you spend
Simple enough to actually stick with
The reason most personal finance tools fail isn't features — it's friction. If logging an expense takes effort, you stop. Balance keeps capture to a scan or a couple of taps, which is what turns tracking into a habit.
Roast Mode adds a gentle (or savage) nudge when you overspend a category, so the app talks back instead of quietly filling up with data you never look at.
Frequently asked questions
Is this a budgeting app or an expense tracker?
Both. Balance tracks your expenses and also lets you set budgets and plan around your salary, so you can look backward at where money went and forward at what's left.
Does Balance connect to my bank?
No. Balance never asks for a bank login or net-banking credentials, and it never links to your bank account. You add transactions by scanning a receipt or payment screenshot, entering them manually, or, on Android, letting Balance pick them up from bank SMS alerts if you turn that on.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
