Spending Insights
Spending insights that reach you at the right moment
An insight isn't a chart you have to go looking for — it's the app telling you something useful before it's too late to act.
Balance watches your patterns as you track and surfaces what matters: a category running hot, a subscription you haven't used, a month trending above the last.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
The insights Balance surfaces
- Your top categories and merchants for the month
- Recurring subscriptions, including ones you may have forgotten
- Overspend nudges via Roast Mode, in your chosen tone
- Month-over-month and all-time trend comparisons
Insight that respects your privacy
These insights are built from the data you choose to log — not from a bank feed. Everything is derived on your own history, kept encrypted, and never sold.
The breakdowns you get
- Category breakdown — where the biggest chunks go
- Merchant view — which places add up over a month
- Account view — spending split across cards, wallets and cash
- Time trends — daily, monthly and all-time comparisons
From numbers to decisions
Analytics matter when they change behaviour. Seeing that delivery is your top merchant, or that subscriptions crept up 20% this quarter, is what prompts a real adjustment.
Balance pairs the charts with Roast Mode nudges, so a spike doesn't just sit in a graph — it reaches you when it's still worth acting on.
Frequently asked questions
How does Roast Mode work?
When you overspend a category or repeat a pattern, Balance generates a short AI nudge in the tone you pick — chill or savage — or you can switch it off entirely.
Does Balance connect to my bank?
No. Balance never asks for a bank login or net-banking credentials, and it never links to your bank account. You add transactions by scanning a receipt or payment screenshot, entering them manually, or, on Android, letting Balance pick them up from bank SMS alerts if you turn that on.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
What can I break my spending down by?
By category, merchant, account, and time period (daily, monthly and all-time). You can drill into any of them to see the underlying transactions.
Can I export my data?
Yes. You can export everything to CSV at any time, and you can delete your account and all backups from within the app.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
