Feature
Ask Balance: an AI money assistant that answers out loud
Most money apps give you charts and leave the reading to you. Balance lets you just ask. “How much did I spend on coffee last month?” “Which bills are due this week?” “How much can I still spend?” Talk or type, and Balance answers in a second or two, out loud if you like.
It's built into the Balance expense tracker, so its answers come from the expenses, accounts and bills you already track there.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
How the AI money assistant works in Balance
- Tap the orb on the home screen and ask your question, or type it
- Balance works out what you mean, even with typos, accents or casual phrasing
- The answer appears as a short sentence with the key figure, and is read aloud
- Voice conversations keep listening after each reply, so you can follow up hands-free
- Ask “and last month?” and it remembers what you were talking about
Why Balance is a better AI money assistant
- Faster than navigating to the right chart
- Works when your hands are busy, from the kitchen to the car park
- Amounts come from your own records, so answers are exact, not estimates
- Never needs your bank login
Part of a complete, free tracker
Every Balance feature works together: scanned receipts feed analytics, bills and subscriptions feed your monthly plan, and Roast Mode nudges you when you drift. No ads, no bank login, optional on-device SMS capture, and CSV export whenever you want.
Frequently asked questions
What questions can I ask?
Spending totals for any period, spending on a category, shop or item, your biggest or smallest expenses, comparisons with last month, budget left, upcoming bills, subscriptions, income, savings and account balances.
Can I talk to it instead of typing?
Yes. Tap the orb and speak. Replies are spoken in a natural voice, and you can mute them or type instead at any time.
Does the AI see my bank details?
No. Balance never has your bank login. The AI only interprets your question; the numbers are calculated from the transactions in your Balance account.
Which platforms is Balance available on?
Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
