An expense tracker for freelance and self-employed income

Keep work and personal money apart

• Use separate accounts or wallets for business vs personal
• Scan invoices and receipts — the image is stored encrypted
• Tag business categories so totals are ready at tax time
• Export everything to CSV to hand to your accountant

Built for irregular income

Because you log income and expenses yourself, Balance handles unpredictable freelance cash flow without needing bank access. Analytics show which clients or categories drive costs, and subscription radar catches the tools you're quietly paying for.

How we chose

Rather than rank on brand, it's more useful to judge these apps on what actually affects daily use:

• Separating business and personal money
• Storing receipts/invoices for tax
• Easy export to hand to an accountant
• Cost for a solo worker

Apps worth considering

Each of these fits a different kind of user — there's no single winner for everyone:

• Balance — separate wallets, receipt storage, CSV export — free
• Money Manager — detailed manual ledger for the meticulous
• Dedicated accounting apps — more tax features, but usually paid and heavier

Where Balance fits

For lightweight freelance tracking — separate business/personal wallets, scanned receipts stored encrypted, and CSV export for your accountant — Balance covers the essentials free without bank access.