Personal Finance · India
A personal finance app that gets Indian money
From UPI to cash to EMIs, Indian money moves in ways generic apps struggle with. Balance brings it together: expenses, accounts, budgets, subscriptions and analytics, all in rupees.
No spreadsheets, no jargon, no bank login — just a clear picture of where you stand.
Free · No ads · Made in India · Android (iOS coming soon)
One app for the whole picture
- Expenses and income across accounts, cards and wallets
- Budgets and salary planning in ₹
- Subscription radar for recurring debits
- Analytics and trends you can actually read
Private, the way finance should be
Balance never reads your SMS and never asks for a bank login. Your data is encrypted and used only to power your own insights — not sold, not mined for ads.
Frequently asked questions
Does Balance connect to my bank?
No. Balance never asks for a bank login, net-banking credentials, or SMS access. You add transactions yourself — by scanning a receipt or UPI screenshot, or entering them manually — so nothing sensitive is exposed.
Is Balance really free?
Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.
Which platforms is Balance available on?
Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.
Keep exploring
Start understanding your money with Balance.
Free forever, no ads, no bank login. Join the waitlist and we'll send your invite.