Freelancer Guide
The best expense trackers for freelancers
Freelancers need to separate business from personal spending, keep receipts for tax, and cope with irregular income — without paying a fortune for accounting software.
Here's how the options compare for solo workers.
Free · No ads · Made in India · Android (iOS coming soon)
How we chose
Rather than rank on brand, it's more useful to judge these apps on what actually affects daily use:
- Separating business and personal money
- Storing receipts/invoices for tax
- Easy export to hand to an accountant
- Cost for a solo worker
Apps worth considering
Each of these fits a different kind of user — there's no single winner for everyone:
- Balance — separate wallets, receipt storage, CSV export — free
- Money Manager — detailed manual ledger for the meticulous
- Dedicated accounting apps — more tax features, but usually paid and heavier
Where Balance fits
For lightweight freelance tracking — separate business/personal wallets, scanned receipts stored encrypted, and CSV export for your accountant — Balance covers the essentials free without bank access.
Frequently asked questions
Can freelancers separate business and personal expenses in Balance?
Yes — use separate accounts or wallets, categorize business spends, keep scanned receipts, and export each to CSV at tax time.
Can I export my data?
Yes. You can export everything to CSV at any time, and you can delete your account and all backups from within the app.
Is Balance really free?
Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.
Keep exploring
Start understanding your money with Balance.
Free forever, no ads, no bank login. Join the waitlist and we'll send your invite.