Free Calculator
Monthly expenses calculator
Knowing your true monthly cost of living is the foundation of every budget and savings plan. Add up your regular expenses to find your baseline.
This is the number you build everything else around.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Balance - Expense Tracker by Clarzen on Google Play
Total monthly expenses
Your baseline cost of living
$0
Estimates only — a quick starting point, not financial advice.
What to include
Enter your recurring monthly costs — rent or housing, groceries, transport, bills and utilities, subscriptions, and anything else regular. The total is your baseline monthly cost of living.
Compare it to your income to see how much room you actually have for savings and discretionary spending.
Keep it accurate over time
Estimates drift. Tracking your real spending in Balance keeps this number honest month to month, and its fixed-expense tracking handles the recurring costs automatically.
Frequently asked questions
What counts as a monthly expense?
Any regular recurring cost — rent, groceries, transport, utilities, subscriptions and EMIs. One-off purchases are better tracked separately as variable spending.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
Keep exploring
Track every expense. Ask anything.
Free to download, no ads, no bank login. Get Balance on Google Play and start tracking in minutes.
