Feature

Track credit card spending without handing over card details

Credit cards make spending painless, which is exactly the problem. Balance lets you add each card as an account, log spends against it, and see card spending in context with the rest of your money, all without linking the card.

Get it onGoogle Play

Free · No ads · Made in India · Android (iOS coming soon)

How the credit card expense tracker works in Balance

  • Add each credit card as an account
  • Log card spends by scanning the receipt or entering them
  • See spending per card and per category
  • Set a bill reminder for each card's due date

Why Balance is a better credit card expense tracker

  • No card numbers or bank credentials required
  • Card spend counts against your monthly plan, so it doesn't feel 'free'
  • Free, with no ads

Part of a complete, free tracker

Every Balance feature works together: scanned receipts feed analytics, bills and subscriptions feed your monthly plan, and Roast Mode nudges you when you drift. No ads, no bank login, no SMS access, and CSV export whenever you want.

Frequently asked questions

Do I need to link my credit card?

No. You add the card as an account and log spends yourself; no card numbers or bank logins are needed.

Is Balance really free?

Yes. Balance is free to use with no ads and no mandatory subscription. Core expense tracking, categories, analytics, receipt scanning and CSV export are all included at no cost.

Which platforms is Balance available on?

Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.

Keep exploring

Start understanding your money with Balance.

Free forever, no ads, no bank login. Download it on Google Play and start tracking in minutes.