Kenya · KES
A free expense tracker for Kenya, built for an M-Pesa life
In Kenya, most money moves through M-Pesa: paying tills, sending to family, buying tokens and airtime. That makes it convenient to spend and hard to see the total. Balance gives you one place to track it, in shillings.
It's free with no ads and never asks for your bank or M-Pesa PIN.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Built around how Kenya pays
- M-Pesa till, paybill and send-money payments logged from the confirmation screenshot
- Card purchases logged by scanning the receipt
- KPLC tokens, airtime, data and rent tracked as recurring bills
- Cash and matatu fares added in two taps
Don't forget the transaction costs
M-Pesa charges are small per transaction but add up over a month, especially if you send money often. Track them as their own category and you'll see the real cost, and whether paying by till or bundling transfers would save you money.
If you support family, give that its own category too, so your budget reflects what's actually left for you.
Your currency, set up for you
Balance sets your home currency from your phone's region the first time you open it, so in Kenya amounts appear in Kenyan shillings (KES) with the right formatting. If you move or prefer another currency, you can switch to any of 140+ in settings.
What you get, free
- Receipt and payment-screenshot scanning that fills in amount, merchant and date
- Category, merchant and monthly breakdowns
- A monthly budget, fixed expenses and bill reminders
- A subscription tracker for things that renew
- Roast Mode: a witty nudge when you overspend
- Android home-screen widgets and CSV export
Frequently asked questions
Does Balance connect to M-Pesa?
No. Balance doesn't connect to M-Pesa or any bank. You can log M-Pesa payments by scanning the confirmation screenshot or adding them manually.
Can I use Balance in Kenyan shillings?
Yes. Balance picks KES automatically from your phone's region, and you can switch currency anytime.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
Which platforms is Balance available on?
Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.
Keep exploring
Start understanding your money with Balance.
Free to download, no ads, no bank login. Get it on Google Play and start tracking in minutes.