South Africa · ZAR
A free expense tracker for South Africa, in rand
Debit orders, card swipes, EFTs and cash: South African spending runs through a lot of channels. Balance brings them into one view in rand, without linking your bank.
It's free with no ads, and it makes the month-end crunch easier to see coming.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Built around how South Africa pays
- Card and tap payments logged by scanning the slip
- EFTs and instant payments logged from the proof-of-payment screenshot
- Debit orders for insurance, gym, cellphone and medical aid tracked as recurring bills
- Cash spends added in two taps
Watch the debit orders and the fuel price
Debit orders go off quietly at the start of the month, and it's easy to keep paying for a gym or insurance policy you've stopped using. List them as bills in Balance and review them every few months.
Fuel prices change every month, so fuel is worth its own budget category. Watching it month over month shows how much price changes, not just driving, move your total.
Your currency, set up for you
Balance sets your home currency from your phone's region the first time you open it, so in South Africa amounts appear in South African rands (ZAR) with the right formatting. If you move or prefer another currency, you can switch to any of 140+ in settings.
What you get, free
- Receipt and payment-screenshot scanning that fills in amount, merchant and date
- Category, merchant and monthly breakdowns
- A monthly budget, fixed expenses and bill reminders
- A subscription tracker for things that renew
- Roast Mode: a witty nudge when you overspend
- Android home-screen widgets and CSV export
Frequently asked questions
Can I track debit orders in Balance?
Yes. Add each debit order as a recurring bill and Balance reminds you before it goes off and includes it in your monthly picture.
Does Balance support rand?
Yes. Balance picks ZAR automatically from your phone's region, and you can switch currency anytime.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
Which platforms is Balance available on?
Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.
Keep exploring
Start understanding your money with Balance.
Free to download, no ads, no bank login. Get it on Google Play and start tracking in minutes.