Canada · CAD
A free expense tracker for Canada, in Canadian dollars
Between Interac e-Transfers, debit, credit cards and the occasional cash payment, Canadian spending is spread across a lot of places. Balance pulls it into one view in Canadian dollars, without asking you to link a bank.
It's free, shows no ads, and handles the everyday stuff well: groceries, gas, phone plans and the subscriptions that renew while you're not looking.
Free · No ads · 140+ currencies · Android (iOS coming soon)
Built around how Canada pays
- Debit and credit card purchases, logged by scanning the receipt
- Interac e-Transfers logged from the confirmation screenshot or by hand
- Phone, internet and streaming plans tracked as recurring bills
- Cash spends added in two taps
Track what you actually paid, tax included
Shelf prices in Canada don't include GST, HST or PST, so a budget built on sticker prices always comes up short. Scanning the receipt records the total you actually paid, tax included.
If you're paid biweekly, budget against a typical month and put the two extra paycheques each year towards savings, an RRSP or TFSA contribution, or debt.
Your currency, set up for you
Balance sets your home currency from your phone's region the first time you open it, so in Canada amounts appear in Canadian dollars (CAD) with the right formatting. If you move or prefer another currency, you can switch to any of 140+ in settings.
What you get, free
- Receipt and payment-screenshot scanning that fills in amount, merchant and date
- Category, merchant and monthly breakdowns
- A monthly budget, fixed expenses and bill reminders
- A subscription tracker for things that renew
- Roast Mode: a witty nudge when you overspend
- Android home-screen widgets and CSV export
Frequently asked questions
Does Balance work with Canadian banks?
Balance doesn't connect to any bank, in Canada or elsewhere. You log spending by scanning receipts or adding it manually, so it works the same whichever bank you use.
Can I use Balance in Canadian dollars?
Yes. Balance picks Canadian dollars automatically from your phone's region, and you can change currency anytime in settings.
Is Balance free?
Yes. Balance is free to download and use, with no ads. Everyday tracking — adding expenses, automatic capture, bills and subscriptions, accounts and CSV export — is free, and it isn't a trial that runs out.
Which platforms is Balance available on?
Balance is available on Android today. An iOS version is coming soon. It's a mobile app rather than a web dashboard.
Keep exploring
Start understanding your money with Balance.
Free to download, no ads, no bank login. Get it on Google Play and start tracking in minutes.